Saratoga Springs, Utah County, UT 840454.0 bd · 4.25 ba · 3,477 sqft
Non-Judicial Foreclosure · 60 Days to Auction
⚠ Do Not Enter Without Permission💵 Cash-Only Purchase📋 Sale Date Subject to Change
Price Insights
Est. Value
$1,144,000
Public feed AVM
Equity
25%
Estimated
Property Type
SFR
Per public record
Year Built
2023
All data sourced from public county records and automated valuation models. AVM figures are estimates only. Verify all data with a current title search and property inspection before bidding.
This is a non-judicial (trustee) foreclosure in UT. No court involvement is required. The trustee follows a statutory notice process and sells the property at a public auction, typically at the courthouse steps.
The auction is scheduled for January 11, 2027. Bidders must bring certified funds. The winning bidder typically receives the trustee deed within days of the sale.
3544 S Garibaldi Way is a 4.0-bedroom, 4.25-bathroom 3,477 sq ft sfr in Saratoga Springs, UT (built 2023). It is currently in pre-foreclosure status in Utah County.
The property is scheduled for foreclosure auction on January 11, 2027 — in 60 days. This is a non-judicial trustee sale.
The estimated market value is $1,144,000 with an estimated equity position of 25% (approximately $286,000). The foreclosing lender is Zeth Reality Llc.
Frequently Asked Questions
When is the foreclosure auction for 3544 S Garibaldi Way?
The auction is scheduled for January 11, 2027 — 60 days from today. Auction dates can change without notice. Verify with the county trustee or courthouse before attending.
Where does the foreclosure auction take place?
This is a non-judicial (trustee) sale typically held at the Utah County courthouse steps or at a designated third-party auction location. Confirm the exact location with the foreclosing trustee.
Can I purchase 3544 S Garibaldi Way at the foreclosure auction?
Yes — foreclosure auctions are open to the public. Payment is required in certified funds (cashier's check) on the day of the sale. You cannot use a conventional mortgage or FHA/VA loan at the courthouse; purchases must be all-cash. Many investors arrange private or hard-money financing before attending.
What is the estimated equity in this property?
The estimated equity is 25% (approximately $286,000) based on the public AVM of $1,144,000. This is an estimate from public records only — actual equity depends on verified liens, back taxes owed, HOA fees, and the current condition of the property.
Can the owner stop the foreclosure on 3544 S Garibaldi Way?
In UT, the owner's reinstatement window is: Up to 3 business days before the trustee sale. After that deadline, the lender may proceed to sale. Filing bankruptcy creates an automatic stay that pauses the sale but does not eliminate the debt.
Is there a redemption period after the foreclosure sale?
No post-sale redemption right. Once the sale is completed and the deed is recorded, the winning bidder has clear title.
Disclaimer: The information on this page is provided for informational purposes only and does not constitute legal, financial, or investment advice. Property data is sourced from public county records and automated valuation models; accuracy is not guaranteed and information may be incomplete or subject to change without notice. Auction dates, opening bids, and sale outcomes are subject to change — verify all details directly with the county trustee, sheriff, or foreclosing attorney before taking any action. OffRamp REI is not a licensed real estate broker, lender, auctioneer, or attorney. Prospective buyers are solely responsible for conducting their own due diligence, including obtaining a full title search, reviewing all liens and encumbrances, and inspecting the property prior to bidding.