⚠ Do Not Enter Without Permission💵 Cash-Only Purchase📋 Sale Date Subject to Change
Price Insights
Est. Value
$474,000
Public feed AVM
Equity
20%
Estimated
All data sourced from public county records and automated valuation models. AVM figures are estimates only. Verify all data with a current title search and property inspection before bidding.
This is a non-judicial (trustee) foreclosure in ID. No court involvement is required. The trustee follows a statutory notice process and sells the property at a public auction, typically at the courthouse steps.
Bidders must bring certified funds. The winning bidder typically receives the trustee deed within days of the sale.
1098 W Osceola St is a property in Middleton, ID. It is currently in active foreclosure status in Canyon County.
The estimated market value is $474,000 with an estimated equity position of 20% (approximately $96,222).
Frequently Asked Questions
Where does the foreclosure auction take place?
This is a non-judicial (trustee) sale typically held at the Canyon County courthouse steps or at a designated third-party auction location. Confirm the exact location with the foreclosing trustee.
Can I purchase 1098 W Osceola St at the foreclosure auction?
Yes — foreclosure auctions are open to the public. Payment is required in certified funds (cashier's check) on the day of the sale. You cannot use a conventional mortgage or FHA/VA loan at the courthouse; purchases must be all-cash. Many investors arrange private or hard-money financing before attending.
What is the estimated equity in this property?
The estimated equity is 20% (approximately $96,222) based on the public AVM of $474,000. This is an estimate from public records only — actual equity depends on verified liens, back taxes owed, HOA fees, and the current condition of the property.
Can the owner stop the foreclosure on 1098 W Osceola St?
In ID, the owner's reinstatement window is: Up to 115 days after recording of the Notice of Default. After that deadline, the lender may proceed to sale. Filing bankruptcy creates an automatic stay that pauses the sale but does not eliminate the debt.
Is there a redemption period after the foreclosure sale?
12 months after the trustee sale. During the redemption period, the former owner can reclaim the property by paying the full sale price plus applicable costs and interest.
Does buying at a foreclosure auction require all cash?
Yes. Foreclosure auctions require all-cash payment on auction day. You cannot finance through a conventional lender at the courthouse steps. Most investors arrange private money or hard-money loans in advance. OffRamp REI can connect you with verified private lenders in ID.
Disclaimer: The information on this page is provided for informational purposes only and does not constitute legal, financial, or investment advice. Property data is sourced from public county records and automated valuation models; accuracy is not guaranteed and information may be incomplete or subject to change without notice. Auction dates, opening bids, and sale outcomes are subject to change — verify all details directly with the county trustee, sheriff, or foreclosing attorney before taking any action. OffRamp REI is not a licensed real estate broker, lender, auctioneer, or attorney. Prospective buyers are solely responsible for conducting their own due diligence, including obtaining a full title search, reviewing all liens and encumbrances, and inspecting the property prior to bidding.