OffRamp REI
Sold · August 31, 2026

309 Congress St

Muscle Shoals, Colbert County, AL 356612.0 ba · 1,570 sqft

Street view of 309 Congress St, Muscle Shoals, ALStreet view of 309 Congress St, Muscle Shoals, ALStreet view of 309 Congress St, Muscle Shoals, ALStreet view of 309 Congress St, Muscle Shoals, AL
SOLD · August 31, 2026
Price Insights
Est. Value
$243,000
Public feed AVM
Equity
96%
Estimated
Property Type
SFR
Per public record
Year Built
1977

All data sourced from public county records and automated valuation models. AVM figures are estimates only. Verify all data with a current title search and property inspection before bidding.

Sale Results
This property sold at courthouse auction.
Sale dateAugust 31, 2026
Sale typeTrustee Sale
CountyColbert County
Who bought it and how much they paid
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Property Details
Address309 Congress St, Muscle Shoals, AL 35661
CountyColbert County
Baths2.0
Sq Ft1,570
Mortgage RecordedJanuary 5, 2026
Google MapsZillow
About this foreclosure

309 Congress St is a, 2.0-bathroom 1,570 sq ft sfr in Muscle Shoals, AL (built 1977). It is currently in unconfirmed: preforeclosure status in Colbert County.

The property is scheduled for foreclosure auction on August 31, 2026. This is a non-judicial trustee sale.

The estimated market value is $243,000 with an estimated equity position of 96% (approximately $233,280).

Frequently Asked Questions
When is the foreclosure auction for 309 Congress St?
The auction is scheduled for August 31, 2026 — 0 days from today. Auction dates can change without notice. Verify with the county trustee or courthouse before attending.
Where does the foreclosure auction take place?
This is a non-judicial (trustee) sale typically held at the Colbert County courthouse steps or at a designated third-party auction location. Confirm the exact location with the foreclosing trustee.
Can I purchase 309 Congress St at the foreclosure auction?
Yes — foreclosure auctions are open to the public. Payment is required in certified funds (cashier's check) on the day of the sale. You cannot use a conventional mortgage or FHA/VA loan at the courthouse; purchases must be all-cash. Many investors arrange private or hard-money financing before attending.
What is the estimated equity in this property?
The estimated equity is 96% (approximately $233,280) based on the public AVM of $243,000. This is an estimate from public records only — actual equity depends on verified liens, back taxes owed, HOA fees, and the current condition of the property.
Does buying at a foreclosure auction require all cash?
Yes. Foreclosure auctions require all-cash payment on auction day. You cannot finance through a conventional lender at the courthouse steps. Most investors arrange private money or hard-money loans in advance. OffRamp REI can connect you with verified private lenders in AL.
Owner & Contact Info
Recorded owner (county records)
T. M.
Phone(***) ***-****
Email***@***.***
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Disclaimer: The information on this page is provided for informational purposes only and does not constitute legal, financial, or investment advice. Property data is sourced from public county records and automated valuation models; accuracy is not guaranteed and information may be incomplete or subject to change without notice. Auction dates, opening bids, and sale outcomes are subject to change — verify all details directly with the county trustee, sheriff, or foreclosing attorney before taking any action. OffRamp REI is not a licensed real estate broker, lender, auctioneer, or attorney. Prospective buyers are solely responsible for conducting their own due diligence, including obtaining a full title search, reviewing all liens and encumbrances, and inspecting the property prior to bidding.

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